MoneySaving Expert Martin Lewis has warned against a ‘clever’ new version of a delivery scam text.
The scam, which is used by fraudsters to try and steal your bank details, has been circulating since the early days of lockdown during the Covid-19 pandemic.
On Twitter, he shared a delivery scam text he received which Mr Lewis warns is designed to steal the recipient's bank details as it prompts them to pay a 'fee' for a parcel delivery that is delayed or needs to be rescheduled.
What did he say?
The financial guru wrote on Twitter: "Beware. Just had a clever version of the 'pay £1.99 for Post Office Parcel delivery' scam text, aiming to steal bank info.”
“The 'fee' isn't mentioned in the text, it talks about "delays in transit" and offers "a date to reschedule". It's only when you click thru it mentions a fee.”
He said that anyone receiving the message should forward it to 7726 for it to be investigated by Ofcom.
One person responded to his tweet and wrote: "We need the [UK] Government to be much more proactive here, in terms of informing the public about these scams. We need more leaflets and TV adverts, aimed at older people, to show them examples.”
However, Mr Lewis disagreed, and replied: “Sorry to disagree but no we don't. There are too many scams to inform esp the vulnerable of them all.
“We need better laws and regulation to prevent scams, and govt to actually fund police to investigate & prosecute these criminals, rather than let them scam & defraud with impunity.”
Types of common scams
There are a number of common types of scams that you should be on alert for.
This type of scam is where the fraudster pretends they are from a renowned brand or service, such as Amazon or even the police.
Some scammers are even pretending to be from energy firms in an attempt to steal cash.
They pretend to be from the fraud department of the bank, tricking you into believing there is a serious problem, and swift action is needed.
Fraud prevention director at TSB, Paul David, said: "Never engage with calls out of the blue. Be suspect about them all.
"If you get a link or text message, don't click. To verify it's real, look up the contact yourself."
Some fraudsters send offers to get £50 as a refund on your shopping or vouchers for a particular supermarket by clicking on a link, sending via email or text, and filling out a survey.
On the link, you are asked to fill in your bank details or card details so you can receive payment from the survey.
These details are often sold to other scammers who will either try to spend money on your card or phone you up pretending to be your bank, internet company or the police and trick you into transferring money to them.
James Walker, chief executive of data management company Rightly, says: “Never trust a link in a text or email.
“There are legitimate firms that will pay you to do surveys. Read online reviews first and contact them rather than responding to a message.”
Fraudsters send an email or letter claiming to be from a lawyer informing you that someone very rich has died and you are in line for a big inheritance.
They will say they can’t reveal the identity of your benefactor and if you don’t act quickly, the Government will get your money.
To receive your payout, they say you first have to pay a fee to cover tax and legal fees. In reality, the wealthy benefactor doesn’t exist.